Joydeep Ghosh, Sanjay Kumar Singh And Tinesh Bhasin

Stories by Joydeep Ghosh, Sanjay Kumar Singh And Tinesh Bhasin

Here's some good news for central govt employees

Here's some good news for central govt employees

Rediff.com   24 May 2019

Now govt employees to enjoy greater say in how their NPS corpus is invested. Younger employees should raise their allocation to equities in this very long-term investment instrument

Rented property income can't be business income

Rented property income can't be business income

Rediff.com   21 May 2019

If you are merely letting out the property and enjoying the rent as an individual or as a company, in most cases, you will need to mention rental income under the head 'income from house property' in the income-tax return form, points out Tinesh Bhasin.

How IL&FS' misadventures made India Inc poorer by Rs 9,000-crore

How IL&FS' misadventures made India Inc poorer by Rs 9,000-crore

Rediff.com   20 May 2019

Almost 2,000 companies whose private provident and pension funds have invested in non-convertible debentures of IL&FS group firms are staring at the prospect of booking losses to the tune of Rs 9,000 crore or more if the interest income is added.

When you should disclose jewelry, cash in your tax returns

When you should disclose jewelry, cash in your tax returns

Rediff.com   13 May 2019

Those earning over Rs 50 lakh a year need to disclose all jewellery and cash in their returns, says Tinesh Bhasin.

Check out all offers before taking car loan

Check out all offers before taking car loan

Rediff.com   10 May 2019

Interest rate and tenure are not the only two factors to consider.

Go paperless. Use DigiLocker

Go paperless. Use DigiLocker

Rediff.com   10 May 2019

In DigiLocker, a user can get different government departments to issue documents in digital format. At present, there are 117 such issuers. You can get PAN, Aadhaar, vehicle fitness certificate, vehicle tax receipt, class ten and twelve mark sheets, driving licence, caste certificate, ration card, birth certificate, college degrees and diplomas, marriage certificate, and many more.

Deductions claimed? Keep documents ready

Deductions claimed? Keep documents ready

Rediff.com   9 May 2019

Employers will now need to furnish detailed break-up of exemptions that an employee has claimed.

Looking for a stockbroker? Read this

Looking for a stockbroker? Read this

Rediff.com   2 May 2019

Investors need to evaluate the offerings of a broker in totality before selecting one.

Zee's repayment woes force fund houses to reschedule

Zee's repayment woes force fund houses to reschedule

Rediff.com   19 Apr 2019

According to industry players, over 50 FMPs have exposure to Zee Group companies.

How your health insurance policy may soon change for the better

How your health insurance policy may soon change for the better

Rediff.com   17 Apr 2019

Irdai to allow 12 minor changes including expansion of critical illness and day care procedure lists, premium payment in instalments, change sum assured, etc.

Want an education loan to study abroad?

Want an education loan to study abroad?

Rediff.com   8 Apr 2019

The biggest challenge with public sector banks is the processing time, which is why starting early helps.

As businesses seek political certainty, there's sharp dip in capex

As businesses seek political certainty, there's sharp dip in capex

Rediff.com   3 Apr 2019

The elections held in April-May 2019 will be an important determinant of future growth and investment.

Enter midcaps with a 5 year horizon

Enter midcaps with a 5 year horizon

Rediff.com   28 Mar 2019

Investors not stop their SIPs or STPs due to election-related uncertainty.

How to enhance your medical insurance coverage

How to enhance your medical insurance coverage

Rediff.com   25 Mar 2019

A sum insured of Rs 3 lakh to Rs 5 lakh may have been sufficient seven-eight years ago but would be inadequate today, especially for people living in metros, points out Sanjay Kumar Singh.

Tough law against illegal deposits

Tough law against illegal deposits

Rediff.com   22 Mar 2019

'People who have unaccounted money often park it in unregulated deposit schemes.' 'Curbing illegal deposit-raising activity will also carry forward the government's drive against black money.'

Why fixed maturity plans work better than FD

Why fixed maturity plans work better than FD

Rediff.com   14 Mar 2019

Heed your liquidity needs before investing in an FMP.

Studying abroad? Here's how you can save on health insurance

Studying abroad? Here's how you can save on health insurance

Rediff.com   13 Mar 2019

General insurers in India have started campaigns highlighting the benefits of buying a student's travel insurance in India, as opposed to buying one offered by the university abroad, says Tinesh Bhasin.

Got a job? Invest, but avoid these mistakes

Got a job? Invest, but avoid these mistakes

Rediff.com   12 Mar 2019

Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.

The new charter does not make life easy for flight passengers

The new charter does not make life easy for flight passengers

Rediff.com   7 Mar 2019

It neither mentions timelines for refund or compensation, nor talks about penal provisions for airlines.

Will your home loan EMI fall due to rate cut?

Will your home loan EMI fall due to rate cut?

Rediff.com   18 Feb 2019

New borrowers will benefit if banks cut their MCLR. Older borrowers' EMIs will change only when their reset date arrives